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Florida Seller Closing Costs Calculator

Estimate what you'll pay to sell in Florida and what you'll take home, comparing a $79 flat fee with traditional commission.

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Estimates only. Title premium uses Florida's promulgated owner's policy rates ($5.75 per $1,000 up to $100,000, $5.00 per $1,000 to $1 million, $2.50 per $1,000 to $5 million). Settlement and lien search fees are estimated at $600. Confirm every figure with your title company.

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Days to go live are business days, counted once every document required of the seller is completed and e-signed.

What to know

What Florida sellers pay at closingListing fee or commission. The biggest variable, from $79 to 3% of the price. Buyer's agent compensation. Negotiated with each buyer since August…
  • Listing fee or commission. The biggest variable, from $79 to 3% of the price.
  • Buyer's agent compensation. Negotiated with each buyer since August 2024; often requested in offers.
  • Documentary stamp tax. $0.70 per $100 of the price, $0.60 for single-family homes in Miami-Dade.
  • Owner's title insurance. Usually the seller in most of Florida; in parts of South and Southwest Florida the buyer customarily pays.
  • Settlement fees, prorated taxes, HOA estoppel, and payoff of your mortgage.

Questions, answered

How much are seller closing costs in Florida?Excluding commissions, Florida sellers typically pay about 1–1.5% of the price in doc stamps, title insurance, and fees. Commissions are the largest…

Excluding commissions, Florida sellers typically pay about 1–1.5% of the price in doc stamps, title insurance, and fees. Commissions are the largest variable.

Who pays doc stamps in Florida?The seller customarily pays documentary stamp tax on the deed: $0.70 per $100, or $0.60 for single-family homes in Miami-Dade.

The seller customarily pays documentary stamp tax on the deed: $0.70 per $100, or $0.60 for single-family homes in Miami-Dade.

Who pays for the owner's title policy in Florida?The seller in most counties; in parts of South and Southwest Florida the buyer customarily pays. It's negotiable in the contract.

The seller in most counties; in parts of South and Southwest Florida the buyer customarily pays. It's negotiable in the contract.

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Updated October 2026. General information, not legal or tax advice.

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